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Living a College Town Lifestyle in Charlotte, North_Carolina

UNC Charlotte, with 23,000 students, is located here in this prosperous, very fast growing city. With a population of over 600,000, Charlotte is located in south central North Carolina.  The city's population increased 46% from 1990 to 2006.

Charlotte has a thriving downtown commercial area fueled by the many banks and financial institutions headquartered here, including Bank of America. This interesting college city is rife with cultural offerings, including many museums.

Where to Retire in Charlotte and Home Prices

Charlotte has many 55+ active adult communities as well as many others that attract 55+ people. (see Active Communities link at left)

Real estate conditions in Charlotte remain relatively strong -According to the National Association of Realtors the median sale price of a home in the Charlotte-Concord-Gastnia NC-SC area was $370,300 in the 4th quarter of 2021, an increase of over 18% compared to the 4th quarter of 2020. Keep in mind that there are so many housing choices that prices vary tremendously.

What Is Special about Charlotte

Charlotte has one of the most vibrant economies in the U.S. It also has a tremendous number of active adult and over 55 developments to choose from. Charlotte was chosen the "Best Place to Live in America" in 2008 by  based on factors including employment opportunities, crime rates, and housing affordability.

What Is Not Special about Charlotte

Hot summers and seemingly unstoppable growth

Climate and Physical Environment

Charlotte is located in the humid sub-tropical part of America. Winters are milder than in the north but hot and humid in summer. The average July high temp is 90 and the average January low is 32. It is on the border of South Carolina towards the western end of NC.

Restaurants & Cultural Scene

Charlotte is the home of UNC Charlotte, which has many cultural events. Several other private and public colleges provide culture as well. The public library is well-funded.  The wealthy corporations and their prosperous employees in town help fund other cultural events as well.


Charlotte is a major city,  and its crime rate is above average.

Medical Facilities

Charlotte has numerous hospitals including Carolinas Medical Center and Presbyterian Hospital. There are medical specialists of every description.


Charlotte is a major airline hub for American Airlines, and is served by Interstates 77 and 85. CATS operates mass transit including light rail and historical trolleys.

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