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Living a Boating Lifestyle in Panama City, Florida

Panama City, population 37,000,  is in the panhandle of Florida between Tallahassee and Pensacola. As you can see from the map, it is a city on the coast with a very large bay.  Barrier islands are nearby with great beaches. Tyndall Air Force Base is located east of the city.  The area is popular with retirees who want to live near the coast.

Where to Retire in Panama City and Home Prices

There are active adult communities in the Panama City area.
The median price of a home was $350,300 in the 4th quarter of 2022, according to the National Association of Realtors.

What Is Special about Panama City

It is a true waterfront community in an uncrowded part of Florida with inexpensive home prices. St. Andrews State Park is a very nice beach. This city was the home of Bill Mazeroski, the unlikely hero of the Pittsburgh Pirates' 1960 World Series 7th game win over the Bronx Bombers.

What Is Not Special about Panama City

Summers are hot and humid. Don't go near the place during spring break. It has a reputation for being a low budget place to get away.

Climate and Physical Environment

The median January temperature is about 50 degrees, the median July temperature is about 82 degrees. It is on the bay on Florida's panhandle.

Restaurants & Cultural Scene

Local seafood is most likely what you find in most of Panama City's restaurants; Gulf Coast Community College is in town, as are satellite campuses of Florida State University Panama City Campus and Troy University; Concerts on the Green; Seabreeze Jazz Festival.


The crime rate is high for such a small city.

Medical Facilities

Bay Medical Center and Gulf Coast Medical Center are 2 medical facilities in the area.


Northwest Florida Beaches Airport is a new airport serving Panama City and the surrounding region. Many economic hopes are pinned to this new facility.

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