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Living a Beach Lifestyle in Northern Neck, Virginia

The good life awaits those active adults who choose the Northern Neck, Virginia as their retirement community. Situated between the Rappahannock and Potomac Rivers, with the Cheseapeake on the east, this area has both rural charm and instant access to the water. It is rich in history. The first Northern Neck tourist in 1608, Captain John Smith, referred to it “as a place heaven and earth never agreed better to frame man’s habitation.”

The Northern Neck is a very large geographical area including parts of 5 counties: King George, Richmond, Lancaster,  Westmoreland, and Northumberland. Kilmarnock is one of the larger of the many small towns in the Neck.  Other towns include Montross, Tappahannock, Urbanna,  Hague,  Callao, Lottsburg, Heathsville, and Reedville. Active adults interested in this region should also consider nearby Fredericksburg for retirement, which is located at the top of the neck. Photo credit:Northern Neck Tourism Council and photographer, Starke Jett. 

Where to Retire in Northern Neck and Home Prices

  Average home prices are all over the lot because this is such a big area.  A recent visit to for Kilmarnock found homes for sale from the $180's to well over $1million. Prices will vary based on distance from Washington and Richmond, proximity to the water, and quality of housing.  Some will sell in the low $100's going into the millions for big places on the water.

What is special about Northern Neck

16 Historic Museums. Wine Trail. Home to 3 American Presidents. Surrounded by 2 rivers - the Rappahannock and the Potomac - and the Cheseapeake. For more go the Northern Neck Tourism Council

What is not special about Northern Neck

City people might find it too slow.

Climate and Physical Environment

Located between the Rappahannock and Potomac Rivers, with the Cheseapeake on the east.

Restaurants & Cultural Scene

There are many museums and historical sites in the area. The Northern Neck is home to three of America's presidents - George Washington, James Madison, and James Monroe. See Colonial American farm life at the George Washington National Monument Birthplace.


Crime in Northern Neck is lower than the national average.

Medical facilities

Rappahannock  General Hospital, along with hospitals in Williamsburg and  Newport News are the area's primary medical facilities.


Newport News/Williamsburg Airport and Norfolk are the area's major airports.

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