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Living a Beach Lifestyle in Palm City, Florida

Palm City is a prosperous town across the bay from Stuart, FL (about 2 miles away).    Being close to the beautiful city of Stuart with its shops and restaurants is a definite plus.  The area is great for golfers, tennis players, and boaters. There are also plenty of nearby beaches for sun worshipers. Picture of Intracoastal sunset courtesy of and per license of Wikipedia and Gmaxwell.

Where to Retire in Palm City and Home Prices

Palm City and the surrounding vicinity has many active adult communities (see link at left). Many of these are on or near the water. Wikipedia lists more than 30 neighborhoods and developments, not to mention the ones in Stuart and other nearby communities.

Zillow reported that the median home value was $616,916, in early 2023.

What Is Special about Palm City

Warm winters and a choice in places to live are 2 advantages. Being on the bay with water access is another. Nearby Stuart and Port St. Lucie are 2 other pluses.

What Is Not Special about Palm City

Palm City is expensive and prone to hurricanes.

Climate and Physical Environment

Palm City is on a bay opposite Stuart, FL. This is about what might be called the top of the southern part of Florida.  The average July high temperature is 90.  The average January high temperature is 74 and the average low is 55.  The rainiest month is September.

Restaurants & Cultural Scene

Nearby Stuart and Port St. Lucie have many cultural opportunities.


Crime in Palm City is lower than the national average.

Medical Facilities

Martin Memorial Hospital is across the bay in Stuart. Port St. Lucie has at least 2 hospitals.


I 95 is nearby.  Orlando and Fort Lauderdale provide the nearest large airports.

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